Products

Alliance National Insurance Company is licensed to write commercial casualty lines of coverage for many classes of business in many industries. While the company’s underwriting team has extensive experience in all commercial lines, Alliance National focuses on the primary business lines of:

  • Workers’ Compensation
  • Excess Workers’ Compensation
  • General Liability
  • Auto Liability
  • Professional Liability

As a Specialty Insurance carrier, Alliance National is able to structure custom insurance programs based on the needs and resources of its insured clients. The insurance carrier can put together a cost-effective Alternative Risk Transfer solution in several formats, again depending on the insured’s risk financing objectives. Here are several of the most requested structures:

  • Guaranteed Cost
  • Large Deductible Program
  • Single Captive Insurance Company
  • Rent-A-Captive Facility
  • Protected Cell Facility
  • Group Captive Structure
  • Securitized Risk Financing

Alliance National has the unique ability to assist clients in many industries who have had low loss histories but happen to compete in high loss ratio classes of business. Using innovative, retention-driven insurance structures, Alliance National can help insureds control their cost of insurance both in terms of premium rates and claims management. Often times, the best client partners are financially secure corporations in very difficult classes of business.

A sample of difficult general industry classes includes:

  • Franchised Operations
  • Distribution Facilities
  • Wholesale Businesses
  • Small Manufacturing Operations
  • Commercial Construction
  • Vehicle Transportation
  • Temporary Services